Ontario Agriculture

The network for agriculture in Ontario, Canada

It’s that time of year again – the time when goals are set and plans are put in motion. Spring means doing what needs to be done now to give yourself the greatest chance of success later. Waiting to get started isn’t an option. If certain steps aren’t taken now, the rest of the season is at risk. Farmers know better than most that we reap what we sow when it comes to planning ahead and doing the hard work upfront. And they know all too well that not planning and not doing the work leads to anxiety and disappointment. But what isn’t so common among farmers is an appreciation of how these principles apply not just to the harvest, but to their personal and business affairs as well.

 

Just look at the facts: only 18% of Ontario family farm business owners have a valid will. A mere 4% have a fully developed plan to deal with the eventualities of incapacity, retirement, and death. Meaning that 96% of farmers, their families, and their farming businesses are dependent on the farmer never getting sick, never retiring, and never dying. It’s not an ideal plan.


So why do we expose ourselves to this level of uncertainty and risk? It can’t be that farmers aren’t planners, and it’s certainly not because farmers are afraid of hard work. No, it’s that farmers, like most non-farmers, don’t want to talk about death. But good news! Farm Business Succession Planning isn’t about death. It’s about making decisions and working towards goals in a way that maximizes profits and minimizes losses. It’s about identifying opportunities and creating options. It’s about setting you, your family and your business up for success both now and in the future.


If you still aren’t convinced that now is the time to start the planning process, what about if we told you the government was paying for it. Yes, believe it or not the government will pay the professional fees of your advisor through government cost-share funding.


By adding “call my business advisor” to your list of Spring Chores you’ll be taking a significant step toward protecting yourself, your family and your farm for seasons and generations to come.


This discussion thread was written by Ms. Nicole Allen, BA (Hons), LL.B., of ALLEN Trusts & Estates.

Views: 413

Reply to This

Replies to This Discussion

Hi Nicole,

This is a tough topic for most families.

Complex and emotional...

Thanks for sharing your thoughts.

Joe

We find it hard to talk about and time goes by as you get busy.

RR

That's exactly it RR. The issues are difficult and complex. But they do get easier to address once they're out in the open. People are usually reluctant to open that can of worms, but that's the thing about worms, they dry up when exposed to sunlight.

And that's why I think the cost-share program is such a good one.

It gives farmer's access to professionals who can help with some of the more difficult or delicate issues (family dynamics, financial uncertainty, business management transition strategies, etc.), provides timelines that the advisor is responsible for helping the farmer meet, and by covering a significant portion of the costs, it's essentially reimbursing the farmer for the time spent away from the day to day business of running the farm. It removes the issue of costs from the equation while giving farmers access to advice that can save tens of thousands of dollars and years of extra work.  

It's not easy but it's time well spent.

- Nicole Allen


Roadrunner said:

We find it hard to talk about and time goes by as you get busy.

RR

Thanks Nicole,

I am going to look into this program this fall when I have a little more time.

RR

Reply to Discussion

RSS

Agriculture Headlines from Farms.com Canada East News - click on title for full story

CCGA Selected a Manitoba Top Employer

Canadian Canola Growers Association (CCGA) has been recognized as one of Manitoba’s Top Employers, a competition organized by the editors of Canada’s Top Employers, now celebrating 20 years of exceptional workplaces in the province. Earlier today, the results of the 2026 competition were announced online at Eluta.ca and in a special feature in the Winnipeg Free Press. “Being named one of Manitoba’s Top Employers for 2026 is a proud achievement for CCGA,” says Rick White, President & CEO at CCGA. “This honour reflects the dedication and passion of our amazing team and their commitment to our vision of Helping Farmers Succeed and advancing agriculture within the province and across the country.” To achieve recognition through Manitoba’s Top Employers, CCGA was assessed on eight criteria, including 1) workplace, 2) work atmosphere, 3) benefits, 4) vacation and time off, 5) employee communications, 6) performance management, 7) training and development, and 8) community involvement.

Farmers’ Markets Ontario names new executive director

Farmers’ Markets Ontario (FMO) has announced that Melanie Anderson, Ottawa, will assume the role of executive director, effective April 1, 2026. FMO is the only official provincially recognized organization representing more than180 farmers’ markets across the province.

Farmers again caught in geopolitical crossfire

A week ago, things were looking up for Prairie farmers. Canola prices were rising on news China would follow through on its promise to reduce its 75.9 per cent anti-dumping tariff on canola seed after Canada eased steep tariffs on imported EVs. Those canola tariffs have now dropped to 5.9 per cent, plus the nine per cent standard import tariff already in place. While not zero, tariffs of just under 15 per cent make it possible to restore trade flows and maintain China as Canada’s second-largest canola customer. As well, Canada’s prime minister was in India on another diplomatic defrosting mission with positive implications for agricultural exports. Any time the world’s largest exporter of pulse crops such as peas, lentils and chickpeas can make inroads into the world’s biggest market for those commodities, the sun shines a little brighter. While more sales to India weren’t on the agenda, the talks between Mark Carney and Indian Prime Minister Narendra Modi still shouted progress.

Pulse Market Insight #293

StatsCan Pulse Acreage Numbers (Mostly) Not Surprising The first official forecasts of 2026 seeded area were recently issued by StatsCan, with some “interesting” estimates for a few crops. For pulse crops though, most of the acreage numbers weren’t really out of line with expectations. It’s important to note that even though StatsCan’s estimates were issued in early March, they were based on a farmer survey that occurred between mid-December and mid-January. Since that survey, there have been sizable market developments that could influence acreage decisions. That said, crop rotations are largely fixed and a portion of the acreage was already decided back in December. But there is still room for some late tweaking around the margins. The most noteworthy event was the announcement by the Chinese government to scale back or eliminate import tariffs on canola seed, canola meal and peas, which injected more optimism into those markets. This development added some support for prices whic

Mustard Breakthrough Brings Yield Gains — But GM Concerns Echo Flax Triffid Crisis

Committee chair says a nearly 10% yield jump in mustard is encouraging for growers, but warns GM mustard contamination and federal research cuts could create long-term challenges for Prairie oilseeds. Big yield gains, high-stakes market risks and mounting concerns over federal research cuts dominated flax and mustard discussions at last week’s Prairie Grain Development Committee (PGDC) meetings in Banff, Alta. “We’re seeing a real leap forward in mustard,” said Ken Jackle, chair of the Prairie Recommending Committee for Oilseeds (PRCO), pointing to a new condiment mustard line expected to go forward this year. “It’s quite a yield bump. It’ll have quite a yield advantage over the existing checks.” How big a jump? Almost 10%, he said. For mustard growers, that kind of jump matters. Yield improvements in recent years have been steady, and Jackle credited Dr. Bifang Cheng’s breeding program at AAFC Saskatoon for keeping progress moving. “It’s good to see these increases in their yield

© 2026   Created by Darren Marsland.   Powered by

Badges  |  Report an Issue  |  Terms of Service